When supplying USDX to HARD protocol, it does not currently count towards a user's collateralization ratio. Because liquidations seize all collateral supplied, this means that USDX will be liquidated in the event that a user's borrow position becomes undercollateralized. To avoid this, users who are borrowing should use safe limits to prevent liquidation or consider supplying USDX from a separate address until it is turned on as a collateral. We expect USDX to be turned on as a collateral via governance in the next few weeks.